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Bank, and Barclaycard, among others. By Laura Williams. Top 20 Most Fuel-Efficient Cars of Horse Loans. By entering into a horse loan agreement, you commit to the care and feeding of a horse without the long-term commitment of ownership. These are typically set for a certain period of time, during which time you take on the full costs of ownership as detailed in the loan agreement.
Horse Leases. Very similar to a horse loan, a horse lease agreement is entered into with the horse owner, and you take on many of the expenses affiliated with horse ownership. The one difference is that you pay a monthly fee to the horse owner for use of the horse. Think of this like a car lease, but for a horse. Horse Shares.
When two parties want to purchase a horse, but neither party wants to take on the full expense of ownership, a horse share may be worthwhile. These are essentially shared ownership agreements where both parties own the horse and chip in to cover the costs of care.
The foster horse may be adopted at any time. Make sure your child understands this dynamic before committing to foster. Some foster horses cannot be ridden. If your child wants a horse specifically for riding purposes, he or she might be disappointed if a lame, sick, or untrained horse is placed in your care. Even if a horse has been broke to ride, not all horses are appropriate for young children. Equine health insurance continues to be a growing industry.
A decade ago, it may not have justified the premiums in certain cases, but nowadays, this is a viable option for many horse owners to help reduce the burn of unexpected vet bills. Most of these insurance companies, however, do increase rates for pre-existing conditions, so it makes more economic sense to enter into a plan with a young, healthy horse. Be straightforward and call your vet to ask the prices of various services or, during a farm call, make the time to talk specifics.
Remember to write these prices down along with the date. As with a cup of coffee, you can count on prices increasing over time. Have a big farm visit coming up? Procedures such as a castration, lump removal, or other minimally invasive surgeries may require field anesthesia. When you schedule such a procedure, get a price quote and make sure you understand exactly what is and is not included.
Additionally, ask if there will be any follow-up care that will require another visit or refills on medications or other supplies. Prolonged colics can run into the hundreds of dollars, if surgery is required, the costs can reach into the thousands…. Cost is lower if done at a farm. Acute Respiratory illnesses such as pleural pneumonia require extensive, and expensive, treatments which can last for months and run into thousands of dollars. The average equine athlete is likely to develop less severe respiratory illnesses at least twice in its career.
Bowed Tendons may require 6 months to a year of farm rest again, there is no truly effective medical or surgical treatment for this injury. These are fragile animals…. Nowhere in the process is lay language visible — but medical practice is like that, whether on human beings or animals.
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